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Blog by Mary Schile

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The 3 Main Questions for All Borrowers

October 28th, 2006

1. How Much Can I Borrow?

2. What's My Interest Rate?

3. Can I Qualify For A Loan?

All lenders use the same criteria to determine the answers for you, based on income and financial documentation you provide, and an in-depth analysis of your financial background by a lending Underwriter. Here's what your lender will look at:

1. Your tri-merge credit report and credit scores (also knows as ...

These four points are at work in every negotiation.

October 24th, 2006

These four points are at work in every negotiation. Either you are applying them or they are being applied on you. With a stellar negotiator like Mary Schile, you'll have someone with mastery of these skills in YOUR CORNER!

1. Options-When you've throughly looked at a situation and conjectured all the outcomes, you know you've got options that the other party may not share.

2. Time Press ...

Fantastic Furniture in Seattle!

October 16th, 2006

Looking for something to fill those new digs with that will really turn heads? Try

Buffalo Girl

623 Dexter Ave N
Seattle, WA 98109-4712View Map
2062826647
Turn your home on the range into the home of your dreams. Buffalo girl offers the most original home furnishings you will find anywhere. One of a kind mexican, cowboy, voo-doo,velvet,vintage,gold gilt and mirrabo ...

10 Mortgage tips...

October 14th, 2006
  1. Mortgage lenders can get hourly computer updates on the current Par rate, the lowest rate available for a home mortgage or refinance. You have every right to see the current Par rate so you can make a wise decision on whether to go for Par or buy down your loan by paying points.

  2. Yield Spread Premiums (YSP) are payments the mo ...

Seattle becoming a Buyer's Market?

October 9th, 2006

SEATTLE HOUSING MARKET COOLS? Not that much, unless you are a luxury home buyer. My recent transactions, where the home is well priced, have still been in multiple offer situations - however the bidding has been stopping short of seller "best case" expectations. One recent shift in the marketing of homes by agents has been a move away from "offer review days" where buyers are asked to take th ...

1138 NW 58th Street, Seattle WA

October 9th, 2006

I just finished uploading this Duplex, 1138 NW 58th Street, Seattle WA

Serene Ballard Retreat in the heart of hip urbanity. Major upgrades to all systems w/ thoughtful details throughout. Upstairs features deluxe kitchen w/ 5 burner stainless gas range, island w/ 2nd sink, custom maple cabinets & butcher block countertops. Formal dining room, potential 5th bedroom or office, all dbl pane win ...

1200 Boylston Ave , Seattle WA

October 2nd, 2006

I just sold this Condo at 1200 Boylston Ave , Seattle WA in the Capitol Hill neighborhood.

View this recently sold Condo or see all my home sales

1200 Boylston Ave , Seattle WA

October 2nd, 2006

I just sold this Condo at 1200 Boylston Ave , Seattle WA in the Capitol Hill neighborhood.

View this recently sold Condo or see all my home sales

1112 NW 67th St, Seattle WA

October 2nd, 2006

I just sold this House at 1112 NW 67th St, Seattle WA in the Ballard neighborhood.

View this recently sold House or see all my home sales

Origins of Sellers' burying a statue in the yard

October 2nd, 2006

So many people enjoyed the last blog about the possible origins of the Red Doors so popular right now, I decided to forward this info on another practice; burying a St. Joseph in the yard of a home up for sale. Here's what my friend and client Deane emailed me:

Origins: Those trying to sell a home often feel in need of a miracle when a quick sale fails to materialize. Folklore purports to ...

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