Blog by Mary Schile
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You can't live in your stock portfolio
April 13th, 2007What I do...
November 6th, 2006What I do…
How I can help you
My clients depend on me to bring them all the information needed to make the sometimes difficult, but necessary decisions about buying, selling or any other Real Estate concern. If finding a Real Estate professional that you can build a relationship with and trust is important to you, them please allow me to assist with your Real Estate needs.
What you wan ...
Of course you want the most for your home...
November 5th, 2006But overpricing it beyond the point of viability is as good as not putting it on the market at all. Place a competitive price on your house that can still be negotiated on. The following are some of the reasons why overpricing is such a bad idea.
- Most activity on a new house on the market comes within the first 30 days. To have a price tag on the house that is unreasonable could disco ...
The 3 Main Questions for All Borrowers
October 28th, 20061. How Much Can I Borrow?
2. What's My Interest Rate?
3. Can I Qualify For A Loan?
All lenders use the same criteria to determine the answers for you, based on income and financial documentation you provide, and an in-depth analysis of your financial background by a lending Underwriter. Here's what your lender will look at:
1. Your tri-merge credit report and credit scores (also knows as ...
These four points are at work in every negotiation.
October 24th, 2006These four points are at work in every negotiation. Either you are applying them or they are being applied on you. With a stellar negotiator like Mary Schile, you'll have someone with mastery of these skills in YOUR CORNER!
1. Options-When you've throughly looked at a situation and conjectured all the outcomes, you know you've got options that the other party may not share.
2. Time Press ...
Fantastic Furniture in Seattle!
October 16th, 2006Looking for something to fill those new digs with that will really turn heads? Try
Buffalo Girl
10 Mortgage tips...
October 14th, 2006
Mortgage lenders can get hourly computer updates on the current Par rate, the lowest rate available for a home mortgage or refinance. You have every right to see the current Par rate so you can make a wise decision on whether to go for Par or buy down your loan by paying points.
Yield Spread Premiums (YSP) are payments the mo ...
Seattle becoming a Buyer's Market?
October 9th, 2006SEATTLE HOUSING MARKET COOLS? Not that much, unless you are a luxury home buyer. My recent transactions, where the home is well priced, have still been in multiple offer situations - however the bidding has been stopping short of seller "best case" expectations. One recent shift in the marketing of homes by agents has been a move away from "offer review days" where buyers are asked to take th ...
Origins of Sellers' burying a statue in the yard
October 2nd, 2006So many people enjoyed the last blog about the possible origins of the Red Doors so popular right now, I decided to forward this info on another practice; burying a St. Joseph in the yard of a home up for sale. Here's what my friend and client Deane emailed me:
Origins: Those trying to sell a home often feel in need of a miracle when a quick sale fails to materialize. Folklore purports to ...